About Us



SimplyBank was chartered on May 31, 1890, and began operations out of a rehabbed barber shop on the corner of Front Street and Rhea Avenue in Spring City, Tenn. In June 1890, the bank elected its first board of directors — and has never looked back. In 2020, SimplyBank celebrated 130 years in business.

SimplyBank today is a forward-thinking, innovative community bank, but a bank committed to its roots and its heritage. Domiciled in its hometown of Spring City, Tenn., SimplyBank remains locally-owned and locally-focused. SimplyBank opened its seventh branch location in June 2020 in neighboring Meigs County, Tenn.

Today, SimplyBank operates branches in Benton, Tenn.; Dayton, Tenn.; Decatur, Tenn.; Harriman, Tenn.; Rockwood, Tenn.; South Dayton, Tenn.; and Spring City, Tenn.

Thanks to online and mobile banking and its fleet of community branches and ATMs, SimplyBank today is more ready and more capable than ever to meet the ever-changing needs of its personal and commercial customers. 

Financial Information

We at SimplyBank are proud of our service to the community and our community bank status.  For in-depth financial information on SimplyBank, including balance sheet, income statement, performance and condition ratios, or demographic information, please visit the FDIC’s Institutional Directory database.

Enter our FDIC Certificate #10693. When you are ready to leave the FDIC Institutional Directory simply close the browser window to return.

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