Free Checking

FREE Personal Checking.
FREE Business Checking.
FREE Gift.

It’s that Simple.

EVERY NEW CHECKING ACCOUNT OPENED INCLUDES*

  • FREE Bill Pay
  • FREE Debit Card
  • FREE Online Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images
  • FREE anywhere ATM use with unlimited automatic fee refunds
  • BUY BACK your unused checks and debit cards from another financial institution

Contact Us or Visit Your Local Branch to Learn More

Spring City

369 Front St
Spring City, TN
37381
(423) 365-8400
M–F 8:30a-5:00p

Dayton

420 3rd Ave
Dayton, TN
37321
(423) 775-8400
M–F 8:30a-5:00p

South Dayton

3001 Rhea Co Hwy
Dayton, TN
37321
(423) 570-8400
M–F 8:30a-5:00p

Rockwood

996 N Gateway Ave
Rockwood, TN
37854
(865) 354-8400
M–F 8:30a-5:00p

Harriman

1031 S Roane St
Harriman, TN
37748
(865) 882-8400
M–F 8:30a-5:00p

Benton

6195 Hwy 411
Benton, TN
37307
(423) 338-8407
M–F 8:30a-5:00p

*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, third-party data fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits and credits. If the Simply Free Business or Simply Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business or Simply Business Interest account exceeds $20,000 in monthly coin and currency deposits, the account may be converted to another checking product.

EDIE The Estimator

With 100% FDIC-Insured deposits,
you can’t lose a cent!
EDIE the Estimator