Simply Free Account
Goodbye, fees. Hello, everything else
(including a free gift).
That’s what happens when you open a Simply Free personal checking account. You get everything you need to manage your money easily and efficiently for free—including unlimited ATM withdrawals, free online bill pay, free mobile banking with mobile deposit, a free debit card, plus a free gift. You also get free eStatements with online check images and buy-back of your unused checks and debit cards from another financial institution. All that’s needed from you is your satisfaction. Not a bad deal, huh?
We also offer a variety of checking accounts to suit your needs:
All the great features you read about above are also included in the following checking accounts:
- Simply Direct Interest Checking: Competitive interest rate checking account when you have direct deposit or any automatic payment.
Variable interest rate for Simply Direct Interest Checking is .01% Annual Percentage Yield (APY). Updated Nov. 19, 2021.
- Simply 50 Interest Checking: Just another way to celebrate 50 and more.
Variable interest rate for Simply 50 Interest Checking is .01% Annual Percentage Yield (APY). Updated Nov. 19, 2021.
- Simply High Interest Checking: An even higher interest checking account.
0.01% Annual Percentage Yield (APY) on balances $999.99 and below; 0.02% APY on balances $1,000 and above. Updated Nov. 19, 2021
Certain restrictions apply. Ask your customer service representative for more details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, third-party data fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. For accounts opened online, obtain your free gift by visiting your local branch or call us at 423-567-7365 if you can’t come by. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.