Simply Business Checking

Let’s Get Down To Business

Business can be complicated. Banking shouldn’t be. That’s why there’s Simply Business Checking. You can avoid a monthly service charge by maintaining a $500 minimum balance. It’s there when you need it. Keeps you in touch with your business cash flow. So, any service charges or account requirements are designed to fit your specific business needs.


Uncomplicate your business life.

One of many smart tools for business owners. It’s simply indispensable.

Simply Non-Profit

  • $0.00 to open
  • No minimum balance
  • No monthly service charge

Simply Basic Business

  • For Sole Proprietor, Single Member LLC
  • $500.00 to open to avoid Service Charge
  • Below $500 – $12.50 monthly fee
  • First 300 checks processed free
  • Over 300 checks – $0.30 each

Simply Commercial

  • For Partnerships, LLCs, Corporations
  • $0.00 to open
  • Service charges based on account analysis

Other Services


Be One Step Ahead

When you’re running a small business, you wear many hats. You’re a manager, a salesperson, a bookkeeper. Find order in your business revenue and expenses with Simply Business Checking. The account comes with free online banking and bill pay. Keep your suppliers happy. Pay them quickly, at the touch of a button. You also get online statements, so you can keep track of payments and business expenses.


Stay In Touch

Take advantage of Mobile Banking with Simply Business Checking. Keep an eye on your business whether you’re there or away. Carry everything with you in the palm of your hand. Access your account quickly. Check receipts. Deposits. Expenses. It’s your bank away from home.


Please Note

You must have a Taxpayer Identification Number to open an account with Simply Bank. The following documents are acceptable for bank verification required when opening account:

  • Driver’s License – first choice of identification
  • Certified articles of incorporation, including LLCs
  • Operating Agreement
  • A government-issued business license
  • A partnership agreement – if applicable
  • Trust Agreement

Beneficial ownership and control information must be collected for all new business accounts beginning May 11, 2018. An individual is a beneficial owner if they own 25% or more of the business entity. The control is the individual who has significant responsibility for managing or directing the entity on a regular basis. A New Business Account Questionnaire will be completed at account opening that collects information regarding business type, transactional behavior, privately owned ATMs, etc.

Includes Sole Proprietor, Single Member LLC, Partnerships, LLCs, Corporations, and Trusts

Transactions restricted by the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) are prohibited from being processed through any commercial account.  This prohibition became effective on June 1, 2010.  Additional information can be obtained at (423) 365-8400.

EDIE The Estimator

With 100% FDIC-Insured deposits,
you can’t lose a cent!
EDIE the Estimator