Simply You Personal Checking

Simplify Your Life

Pay your bills from your Simply Personal Checking Account, without writing a check. Do it all online. It’s simple and quick. Schedule your payments in advance. No worries. We take care of the rest. Your payment arrives on time. No more trips to the post office. Even receive and spend money without carrying cash.


Uncomplicate your life.

Simply Personal Checking is simply straightforward and ingenious.

Simply Checking

  • $50.00 to open
  • No Minimum Balance
  • No Monthly Service Charge
  • First Order of Checks Free

Simply Checking + Interest

  • $300.00 to open to avoid Service Charge
  • Interest Bearing
  • Free Checks
  • Simply Checking + Rewards
  • Qualify to earn Interest
  • ATM Refunds up to $25
  • Required Monthly Qualifiers
  • 12 Debit Card Purchases
  • Monthly E-Statement
  • 1 Monthly ACH Credit
  • Access Online Banking 1x Monthly

Other Services

The first checking account that’s all about one thing… you! Your financial needs. Your personal lifestyle. The way you use your checking account. Or ways you never thought of using your checking account. This is one of the most versatile, uncomplicated answers to managing your daily financial life.


Free and Easy eStatements

Find your free, simple-to-follow eStatements online. They’re secure, convenient, and eco-friendly. View your statements 24-hours a day. Anywhere you have internet access. The kitchen table. Your office. On the road. You’ll receive an email notification the minute they’re available.


Please Note

You must have a Social Security Number to open an account with Simply Bank. All customers must have their identity verified before an account can be opened. The following documents are acceptable for verification, if not expired and unaltered at the time of account opening. Only one form of identification is necessary to open an account.

  • Driver’s License – first choice of identification
  • A temporary, officially issued paper driver’s license is acceptable if less than 30 days old
  • Probationary Driver’s License
  • Learner’s Permit
  • State Non-Driver ID Card
  • US Passport
  • US Military ID
  • Permanent Resident Card/Green Card
  • Foreign Passport – with current entry stamp if not issued in the US



  • Any document listed above for individuals
  • Student ID Card
  • Birth Certificate
  • Insurance Card
  • Affidavit Attesting to Minor’s identity, signed by guardian

*Certain restrictions apply. Ask your customer service representative for more details.

Go Paperless! Go Green!

Overdraft Service

Overdraft Service Is Now Available For Your ATM/Debit Card
Because it can happen to anyone…

Lost/Stolen ATM Card?

If your ATM/Debit card is lost or stolen, call (423) 365-8400 immediately. After hours, please call 1-800-791-2525 to receive immediate assistance.