Simply Checking

Simplify Your Life

Pay your bills from your Simply Personal Checking Account, without writing a check. Do it all online. It’s simple and quick. Schedule your payments in advance. No worries. We take care of the rest. Your payment arrives on time. No more trips to the post office. Even receive and spend money without carrying cash.

Uncomplicate your life.

Simply Personal Checking is simply straightforward and ingenious. EVERY NEW CHECKING ACCOUNT OPENED INCLUDES**

  • FREE Bill Pay
  • FREE Debit Card
  • FREE Online Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images
  • FREE anywhere ATM use with unlimited automatic fee refunds
  • BUY BACK your unused checks and debit cards from another financial institution

Simply Free Checking  A FREE account for everyone!

  • $50.00 to open
  • No Minimum Balance
  • No Monthly Service Charge
  • FREE starter pack of personalized checks

Simply Direct Interest Checking Earn interest with the convenience of direct deposit or any automatic payment!

  • $50.00 to open
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • FREE starter pack of personalized checks

Simply 50 Interest Checking A perfect account for customers 50 and over!

  • $50.00 to open
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • FREE personalized checks

Simply High Interest Checking An account for those interested in higher interest!

  • $50.00 to open
  • Higher interest rate with a balance of $1,000 or more
  • Competitive interest rate if balance falls below $1,000
  • Only $6 monthly charge if minimum balance falls below $1,000
  • FREE personalized checks

Other Services

The first checking account that’s all about one thing… you! Your financial needs. Your personal lifestyle. The way you use your checking account. Or ways you never thought of using your checking account. This is one of the most versatile, uncomplicated answers to managing your daily financial life.

Free and Easy eStatements

Find your free, simple-to-follow eStatements online. They’re secure, convenient, and eco-friendly. View your statements 24-hours a day. Anywhere you have internet access. The kitchen table. Your office. On the road. You’ll receive an email notification the minute they’re available.

Please Note

You must have a Social Security Number to open an account with SimplyBank. All customers must have their identity verified before an account can be opened. The following documents are acceptable for verification, if not expired and unaltered at the time of account opening. Only one form of identification is necessary to open an account.

  • Driver’s License – first choice of identification
  • A temporary, officially issued paper driver’s license is acceptable if less than 30 days old
  • Probationary Driver’s License
  • Learner’s Permit
  • State Non-Driver ID Card
  • US Passport
  • US Military ID
  • Permanent Resident Card/Green Card
  • Foreign Passport – with current entry stamp if not issued in the US

Minors

  • Any document listed above for individuals
  • Student ID Card
  • Birth Certificate
  • Insurance Card
  • Affidavit Attesting to Minor’s identity, signed by guardian

*Certain restrictions apply. Ask your customer service representative for more details. **Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, third-party data fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits and credits. If the Simply Free Business or Simply Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business or Simply Business Interest account exceeds $20,000 in monthly coin and currency deposits, the account may be converted to another checking product.

Go Paperless! Go Green!

Overdraft Service

Overdraft Service Is Now Available For Your ATM/Debit Card
Because it can happen to anyone…

Lost/Stolen ATM Card?

If your ATM/Debit card is lost or stolen, call (423) 365-8400 immediately. After hours, please call 1-800-791-2525 to receive immediate assistance.