Simply Personal Savings

More Saving, Less Worrying


Whatever you want more of — peace of mind, financial security or a nest egg to leave to the next generation — it starts with savings. When you make saving money a way of life, you’ll see your momentum build and your financial goals begin to take shape. These accounts make it easy to get started — and reach your goals.

Check out our personal savings account options below. Call us at 423-567-SBNK or come by any of our full-service branches from 8:30 a.m. to 5 p.m. Monday through Friday to learn more.

>> Simply Savings | Take the first step on your road to saving.

Want proof that it doesn’t take much to start building a healthy savings? This account. Baby steps lead to amazing places

  • $50 to open
  • Below $50 – $15 service charge per quarter
  • Six withdrawals and/or transfers per month

>> Simply Money Market | Save more, earn more.

A great motivation to save more is to be rewarded more for your effort. And that’s exactly what this tiered, interest-bearing account does

  • $1,000 to open to avoid Service Charge
  • Below $1,000 – $10 monthly fee
  • Six withdrawals and/or transfers per month
  • Interest Rate Tiers

>> Simply Vacation/Christmas Club | More life lived.

Vacations and holidays make life better, especially when you pay for them ahead of time with these interest-bearing accounts

  • One account per Social Security Number
  • $10 to open
  • $500 maximum deposit per month
  • Vacation Balance with earnings returned in May
  • Christmas Balance with earnings returned in November
  • Six withdrawals and/or transfers per month

With SimplyBank savings accounts, you also get:

  • ATM Card (Simply Savings only)
  • Online Banking
  • Mobile Banking
  • Mobile Capture
  • Direct Deposit
  • 24-Hour Telephone Banker
  • Paper Checks (Simply Money Market only)
  • Automatic Transfer Service
  • Safety Deposit Box

Open your Simply Personal Savings account at any time. Interest is calculated on your daily available balance. Reach your savings goals faster. The more you deposit, the more you make. Withdraw money any time you need it. With SimplyBank Personal Savings options, your money is safe and insured up to $250,000 by the FDIC.

Simply Savings, Mobilized

Install our mobile app on your Smartphone and have access to your account—anytime, anywhere. Make deposits. Check balances. Review transactions. Move money from checking to savings or vice versa. Stay in touch with your money.

Please Note:

Please have your Social Security number handy at account opening. Our team will also verify your ID at account opening to safeguard your personal info. Any one of the following unexpired, unaltered forms of ID are acceptable to verify your identity.

  • Driver’s License – first choice of identification
  • A temporary, officially issued paper driver’s license is acceptable if less than 30 days old
  • Probationary Driver’s License
  • Learner’s Permit
  • State Non-Driver ID Card
  • US Passport
  • US Military ID
  • Permanent Resident Card/Green Card
  • Foreign Passport – with current entry stamp if not issued in the US


  • Any document listed above for individuals
  • Student ID Card
  • Birth Certificate
  • Insurance Card
  • Affidavit Attesting to Minor’s identity, signed by guardian


*Certain restrictions apply. Ask your customer service representative for more details. **Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, third-party data fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits and credits. If the Simply Free Business or Simply Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business or Simply Business Interest account exceeds $20,000 in monthly coin and currency deposits, the account may be converted to another checking product.

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With 100% FDIC-Insured deposits,
you can’t lose a cent!
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